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By Grayson HaleJanuary 10, 2025
What Is a Good Credit Score and Why Does It Matter?

A good credit score typically starts at 670 for FICO and 661 for VantageScore, which means you’re more likely to qualify for favorable interest rates and broader loan options. Here’s a story: When I had just graduated from college, I wanted to get a mortgage to buy a house. But...

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Latest Articles

By Avery QuinnJanuary 09, 2025
How to Create a Budget: 6 Tips

How do you stop living paycheck to paycheck and start saving for the future? The only answer is to create (and stick to!) a solid budget. In this blog, we...

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By Avery QuinnDecember 30, 2024
What Can Happen to Your Credit Score if You Don't Manage Your Debt Wisely?

If you don’t manage your debt wisely, your credit score can drop significantly. Missed payments, high balances, maxed-out credit cards, and excessive credit applications damage your credit. Why Your Credit...

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Personal Finance
By Avery QuinnDecember 23, 2024
How to Set Financial Goals: Tips and Examples

When Benjamin Franklin said, “If you fail to plan, you are planning to fail,” he wasn’t just talking about preparing for life’s daily tasks — he was also addressing something...

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By Grayson HaleDecember 10, 2024
Best Strategies to Check Your Credit Score

Knowing your credit score is the first step to controlling your finances. But do you know how to check your credit score?  Whether planning ahead or simply curious about your...

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By Grayson HaleDecember 06, 2024
How to Ask to Borrow Money Politely: 12 Tips

Asking for money is uncomfortable, whether it is from a friend, relative, or even a bank. However, we are all in need of a helping hand sometimes. Here are some tips for...

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By Avery QuinnDecember 05, 2024
What a Trump Win Means for Your Finances and the Economy

In the 2024 elections, America chose Donald Trump as its 47th President-elect. For now, it’s not fully clear how his presidency will affect your personal finances and the overall economy....

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By Grayson HaleDecember 04, 2024
How to Increase Credit Score Secure and Fast

An excellent credit score is key to better financial opportunities, such as lower interest rates and more accessible loan and credit card approvals. Improving it may feel like an arduous...

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By Avery QuinnNovember 25, 2024
What Does James Bond Drink?

When it comes to characters with impeccable taste, no list is ever complete without James Bond. The iconic 007 isn’t just known for his fast cars and tailored suits; his...

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By Avery QuinnNovember 06, 2024
Top 5 Habits to Avoid So They Don't Hurt Your Credit Score

Your credit score is a crucial indicator of financial well-being. It can affect whether you can obtain a loan. Some behaviors can affect your credit score and prevent you from meeting...

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