Staying on top of your finances doesn’t need to be complicated. Our budget calculator gives you a bird’s-eye view of your monthly income, spending, and savings — all in one place. Whether you're managing a household, paying off debt, or building a savings cushion, this tool helps you make every pound count.
Target | My Budget | Difference | |
---|---|---|---|
Needs (50%) | $0 | $0 (0%) | $0 |
Wants (30%) | $0 | $0 (0%) | $0 |
Savings (20%) | $0 | $0 (0%) | $0 |
This free calculator allows you to:
Whether you're budgeting solo or for your entire family, this tool makes it easier to stay in control of your cash flow.
Here’s how to get the most out of the tool:
Include wages, freelance earnings, benefits, and passive income.
List out what you spend on housing, food, utilities, insurance, transport, and more.
Instantly see your total spending, savings, and remaining balance.
Play around with figures to explore potential savings and reduce unnecessary costs.
The calculator also shows what percentage each expense category takes up, helping you pinpoint habits that may be draining your wallet.
This budgeting framework helps you manage money in three easy-to-follow chunks:
The 50/30/20 rule offers a flexible starting point for building financial discipline, even if your exact percentages differ.
Let’s break down a hypothetical monthly income of $4,000:
Here is an approximate breakdown of expenses:
If your actual expenses exceed income, the calculator highlights it, prompting you to adjust accordingly, making it a powerful tool for financial planning.
Looking for more ways to improve your financial health? Check out these free tools: