James Robinson

Senior Content Creator, Financial Analyst
James Robinson is a Senior Content Creator at Buddyloans.com and a seasoned Financial Analyst with over 12 years of experience in the finance industry. He has worked with top financial institutions, providing insightful analysis and strategic advice to help clients achieve their financial goals. His expertise spans investment strategies, risk management, and financial planning. Known for his analytical skills and deep understanding of market trends, James is dedicated to empowering individuals and businesses to make informed financial decisions. As part of the Buddyloans.com team, he frequently contributes to financial publications and speaks at industry conferences.

Latest Articles

Credit Score
By James RobinsonSeptember 15, 2026
Average Credit Score by Age: How Do You Compare?

Average FICO Scores are generally higher among older age groups, but your age does not determine a FICO Score or VantageScore. Say you check your score, see 685, and immediately...

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Loans
By James RobinsonSeptember 11, 2026
Can You Finance a New HVAC System?

Your air conditioner quits during a heat wave, and the contractor’s estimate is more than you can comfortably pay today. So, can you finance a new HVAC system? Yes. Homeowners...

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Credit Score
By James RobinsonSeptember 04, 2026
What Insufficient Credit History Means and How to Borrow When You Have It

Getting turned down because of insufficient credit history can be frustrating. You may pay every bill on time and still be told a lender doesn’t have enough information to assess...

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Credit Score
By James RobinsonAugust 28, 2026
639 Credit Score: Is It Good or Bad?

A 639 credit score is generally considered Fair under FICO and Near Prime under VantageScore. It is below FICO’s Good range, which starts at 670, and below VantageScore’s Prime range,...

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Loans
By James RobinsonAugust 19, 2026
What Happens If I Miss a Loan Payment and What to Do Next

A missed loan payment can happen for all sorts of reasons. So, what happens if I miss a loan payment? You may be charged a fee, and a payment that...

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Credit Score
By James RobinsonAugust 06, 2026
What is a Good Credit Score to Buy a Car With No Down Payment?

There is no credit score that guarantees a car loan with no down payment. What counts as a good credit score varies by model. A standard FICO score from 670...

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Loans
By James RobinsonFebruary 05, 2026
Collateral Loans Online: What They Are & How They Work

Collateral loans are secured debts that require you to pledge a valuable asset — like a car, savings account, or jewelry — to guarantee repayment.  Because these loans are secured...

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Loans
By James RobinsonJanuary 23, 2026
Loans Like Possible Finance: Comparing Apps, Banks, and Paycheck Advances

Looking for loans like Possible Finance? There are several apps and bank options that offer small-dollar advances, installment loans, or earned wage access, with different fees, limits, and repayment terms. ...

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Loans
By James RobinsonJanuary 12, 2026
Hard Money Loans: When They Make Sense and When They Can Backfire

Taking out a hard money loan can be a one-way ticket to financial disaster. It’s a legitimate tool in the right situations, but there are many risks. This blog aims...

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