Credit Score

Average FICO Scores are generally higher among older age groups, but your age does not determine a FICO Score or VantageScore. Say you check your score, see 685, and immediately...

Getting turned down because of insufficient credit history can be frustrating. You may pay every bill on time and still be told a lender doesn’t have enough information to assess...

A 639 credit score is generally considered Fair under FICO and Near Prime under VantageScore. It is below FICO’s Good range, which starts at 670, and below VantageScore’s Prime range,...

There is no credit score that guarantees a car loan with no down payment. What counts as a good credit score varies by model. A standard FICO score from 670...

Every score is the result of dozens of financial decisions made over months or years. Some of those decisions help a score grow. Others hold it back. If your score...

Seeing a 520 credit score can feel discouraging. Maybe you checked your score after being turned down for credit. Maybe you expected it to be higher. Or maybe you already...

You check your credit score and see 635. That’s not a number that causes immediate panic. It’s also not a number that usually makes people celebrate either.  That’s what makes...

A 643 credit score is usually considered fair under FICO and near prime under VantageScore. It is below the common “good credit” range, but not in the lowest credit score...

A good credit score typically starts at 670 for FICO and 661 for VantageScore, which means you’re more likely to qualify for favorable interest rates and broader loan options. Here’s...