Credit Score

By Grayson HaleJanuary 10, 2025
What Is a Good Credit Score and Why Does It Matter?

A good credit score typically starts at 670 for FICO and 661 for VantageScore, which means you’re more likely to qualify for favorable interest rates and broader loan options. Here’s a story: When I had just graduated from college, I wanted to get a mortgage to buy a house. But...

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Latest Articles

Credit Score
By Avery QuinnDecember 30, 2024
What Can Happen to Your Credit Score if You Don't Manage Your Debt Wisely?

If you don’t manage your debt wisely, your credit score can drop significantly. Missed payments, high balances, maxed-out credit cards, and excessive credit applications damage your credit. Why Your Credit...

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Credit Score
By Grayson HaleDecember 10, 2024
Best Strategies to Check Your Credit Score

Knowing your credit score is the first step to controlling your finances. But do you know how to check your credit score?  Whether planning ahead or simply curious about your...

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Credit Score
By Grayson HaleDecember 04, 2024
How to Increase Credit Score Secure and Fast

An excellent credit score is key to better financial opportunities, such as lower interest rates and more accessible loan and credit card approvals. Improving it may feel like an arduous...

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Credit Score
By Avery QuinnNovember 06, 2024
Top 5 Habits to Avoid So They Don't Hurt Your Credit Score

Your credit score is a crucial indicator of financial well-being. It can affect whether you can obtain a loan. Some behaviors can affect your credit score and prevent you from meeting...

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Credit Score
By James RobinsonOctober 28, 2024
Do Other Countries Have Credit Scores and Does Mine Follows Me Abroad?

As an American, your credit score affects many aspects of life, such as your ability to open a credit card and bank account. It can also impact bigger life decisions,...

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Credit Score
By James RobinsonOctober 25, 2024
How to Repair Your Credit Score: 9 Step Guide

Raise your hand if you’ve ever struggled with finances. That makes two of us. Almost everyone has first-hand knowledge about dealing with a bad credit score.  Credit scores affect many...

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Credit Score
By Avery QuinnOctober 09, 2024
What Is a Bad Credit Score? And How to Improve It

Your credit score is a three-digit number ranging from 300 to 850. It is a crucial indicator of your financial reliability and ability to repay debts. A score below 600...

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