Personal Finance

By James RobinsonOctober 04, 2024
How Much Money Does the Average Person Shell Out in Their Lifetime?

We spend a lot of time analyzing our short-term budgets—how much we need to save this month to pay the electricity bill and whether we can afford to go out to eat on Saturday. But how much time do we spend considering our lifetime budget—how much money we’ll shell out...

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Latest Articles

Personal Finance
By Avery QuinnOctober 02, 2024
Ways to Improve Your Chances of Getting a Loan Approved

Have you ever had your loan application rejected? You’re not the only one. Many lenders have strict creditworthiness requirements, so many people are dismissed. But don’t let this keep you...

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Personal Finance
By James RobinsonSeptember 14, 2024
What Is Interest Rate and How Do I Understand It?

You don’t need a business degree to understand how banks and interest rates work, as many people take out loans and eventually encounter this concept. The interest rate is a...

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Personal Finance
By James RobinsonSeptember 09, 2024
Top 7 Ways to Lower Monthly Mortgage Payment

Mortgage payments can take up a large chunk of your monthly spending. They might prevent you from enjoying your hard-earned money to the fullest. And yes, financial obligations should always...

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Personal Finance
By James RobinsonSeptember 07, 2024
How to Get a Mortgage When You’re Self-Employed: Complete Guide

Are you a freelancer or business owner hoping to buy a house? You are not alone; approximately 16.2 million self-employed individuals in the United States account for over 10% of the workforce....

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Personal Finance
By James RobinsonAugust 30, 2024
Benefits You Can Claim When Pregnant and Unemployed

If you’re pregnant, let us congratulate you on your growing family. While it’s an exciting development, it’s also a big change. So, we’d understand if you were uncertain about finding...

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Personal Finance
By Avery QuinnAugust 06, 2024
Discussing the Importance of Money and Why We Value It

When I showed up for my first-ever job interview, the owner furrowed his brow and asked, “You know the job requires putting on the mouse suit, right?” “Yes, that’s a...

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Personal Finance
By James RobinsonJune 17, 2024
How Much Is Your Coffee Addiction Costing You?

Did you know that coffee is the third most consumed non-alcoholic beverage in the world? It’s no wonder it ranks so high when over 2.25 billion cups are consumed daily...

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Personal Finance
By James RobinsonMay 20, 2024
Benefits and Disadvantages of Online Shopping

The first documented online purchase was made in 1994 when entrepreneur Dan Kohn sold a Sting CD to a friend on a website called NetMarket. Since then, online shopping has...

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Personal Finance
By James RobinsonApril 10, 2024
Family Financial Planning

Starting a family fills your home with love and joy. But as your family grows, you’ll be faced with more responsibilities, including paying for your children’s education or insurance for...

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